HYBRIGHT: Integrated Credit Risk & Fraud Management
HYBRIGHT integrates identity profiles holistically and thus reveals important interconnections and patterns for the early detection of risks and fraud attempts. With HYBRIGHT, CRIF provides modular and highly efficient solutions for risk and fraud pattern protection.
HYBRIGHT offers you a combined and comprehensive view of risk and fraud aspects to both minimise classic risks and prevent fraud at an early stage.
Our cutting-edge technology integrates best practice rules, fraud pattern detection and machine learning – thus enabling us to detect and ward off risks and fraud attempts at an early stage. CRIF looks far beyond the physical data of a person and includes digital information such as usage data, movement data and behavioural data in the analysis. Ensuring you get to know your customers’ true identity. Our innovative and individually adaptable dashboard prepares our customers’ most important key figures in real time and offers the best possible management options based on data-driven information. Monitoring transactions and fine-tuning individual rules are simple and intuitive.
Our solution for comprehensive risk management
With the HYBRIGHT CreditCheck ONE, CRIF offers you a standard module that can be extended to an individually customisable solution that evaluates the creditworthiness and carries out a risk assessment of consumers and companies.
The breadth and depth of the CRIF database is so extensive that our address data and related creditworthiness information provide you with both a high level of identification and a reliable basis for decisions concerning acceptance and payment method modalities of your orders and contracts.
CreditCheck ONE automatically recognises the legal form of companies within the D-A-CH region and can therefore be used internationally.
Integration of a dynamic credit limit is possible, with the aim to map the optimum risk for you. Each application is given an optimum limit value, weighted according to all available information and calculated in real time.
CreditCheck ONE is part of the HYBRIGHT solution and can easily be combined with other functionalities of the HYBRIGHT Risk & Fraud Prevention Suite.
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